Can I just start by saying: What a wild ride this has been so far! We’re really excited to share some updates to our Living Roadmap today. The majority of product features have graduated to the testing phase. Many of the new features from discovery are now in design and build and we’re already investigating new updates.
All of these features have since been added to our Living Roadmap.
Create new categories to track different things you care about. For example, you could create a category specifically for Date Night, so it’s not just lobbed in with getting eating out, and rather recategorised as a special time, which is generally money well-spent.
Set your own intervals for reviewing insights.
Make saving for big things a little easier by setting smaller milestone goals. Reinforce good saving habits and celebrate your progress toward goals with milestones.
Share an account with whānau or friends or flatmates to manage and use money collectively.
Other ways to pay and get paid.
Extra perks for using Debut.
We’re laser-focused on bringing Kiwis a better banking experience. These items are currently in the design phase. That extends to the user interface, but also the user experience and what needs to happen behind the scenes to make it all come together.
A darker interface that’s a bit gentler on the eyes in dim environments. Can be used with OS Dark Mode setting. We want to make sure we do dark mode right.
Stay on top of bills, subscriptions and regular direct deposits by seeing upcoming expenses right inside of Timeline.
Proactive alerts help you identify changes to how you spend your money over time. Have you been working to cut down costs on things like eating out or shopping? Knowing you’re on track can help you know what’s working or what might be, breaking the bank, so to speak, like those drippy new tracksuits.
Coordinate your cash with a click. Instantly sort money into preset accounts by quantity or percentage.
These components are with in development, and we’re working out how it all comes together, how the logic needs to work and how it communicates with all of the systems involved.
Debut will suggest some Savings Sheds to get started with, e.g. Date Night or Payday Buffer.
Round up expenses and send the change to your Savings Sheds.
Timeline lets you see all of your expenses in one place, so you never have to go hunting between multiple accounts to find the expense you’re looking for.
Tapping on a transaction opens up more details about that transaction and shows previous transactions from the same provider.
Debut automatically and privately tracks your spending across categories and helps you to definite a realistic and achievable budget based on your actual spending habits. Users can also set their own budgets manually. You’ll be notified when you’re close to reaching a set budget, so you have time to consider your next moves.
As we build next-gen banking in New Zealand, we want to make sure our products are inclusive and work together with our community and dedicated organisations to make sure we get this part right.
We’re working through internal testing for these features and will start inviting members from the community and our Green Room programme to provide feedback soon.
Use your Debut card to pay for things in the shop or online.
These two go together like toast and marmite. Debut automatically sorts your expenses into categories and helps you to visualise your spending with trends.
Create virtual payment cards for things like subscriptions or iffy-looking shops. See the card number, expiration and security code inside of the Debut app. Virtual cards allow you to separate expenses too, giving you more control. Virtual cards are represented in the Debut app and can be used online or via Apple Pay or Google Pay.
Connect your Debut card with Apple Pay or Google Pay to instantly use it wherever these services are available in-store or online.
Set SMART savings goals for things you want with Savings Sheds. Effortlessly watch them grow with automatic contributions, or supercharge them a higher-interest Growth Plan that’s right for you. Plus, get helpful suggestions to give your savings a boost, when you’ve got a little extra from your budgets.
Connect Debut to an existing bank account to easily move money between the two.
Earn interest on every dollar in your account. Fight inflation and see your money grow.
Get live support in-app or over the phone from 7:00 am to 11:00 pm.
Interested in helping us test Debut? Join our Green Room Testing Programme
You can view, vote and share your thoughts on these features and more on Debut’s Living Roadmap. Backstage is Debut’s community forum to discuss and share your thoughts on these features, so comment below.
Please note, Debut is not a registered bank under the Banking (Prudential Supervision) Act. This is about our future intentions. Investments with us are not supervised currently by the Reserve Bank of New Zealand.