'Hard' Spending Limits

Hi Guys,

Would be great to be able to toggle a limit between ‘hard’ and ‘soft’.

Soft Limit Same as existing. Allows the transaction with a notification saying you’ve gone over budget.

Hard Limit Declines transaction. Potentially could send a notification saying you’re about to go over budget with a ‘do you want to proceed’ question that if answered yes, will allow the second transaction attempt.

Would be great for people like me who don’t always check their phones and may not realise they have gone over budget until its too late.

Anyone else think this would be useful?

Cheers